PAY IN 4 PAYMENTS, INTEREST-FREE.

Pay in 4 interest-free payments on orders between $30-$1500*. Your loan will last 6 weeks in total. The first payment will be due at the time of purchase, followed by 3 additional payments due bi-weekly after that. Pay in 4 is a form of credit, so carefully consider whether you can afford the repayments. It may not be suitable for everyone See terms here.

How do I use PayPal Pay in 4?

Place an order & head to check out.

Select PayPal as your payment option, log in to your account with PayPal, and apply for Pay in 4.

If approved, place your order and you’re done! A down payment will be collected and PayPal will automatically charge your following payments bi-weekly.

What you need to get started:

An eligible repayment method for automatic repayments

Be of legal age in your US state of residence

Reside in an eligible U.S state. See terms below for details

An account with PayPal in good standing so you can apply for Pay in 4

FAQs

HOW WILL MY PAYPAL PAY IN 4 TRANSACTION APPEAR IN MY PAYPAL ACTIVITY? +

Every PayPal Pay in 4 transaction will appear in your PayPal activity feed as the full purchase amount under the relevant merchant’s name as a ‘purchase’. This is to reflect the initial total purchase amount and is not reflective of the PayPal Pay in 4 installment plan or any payments already made using your eligible repayment method. By using PayPal Pay in 4, PayPal pays the merchant upfront and divides the original purchase amount into 4 interest-free payments. The down payment is processed on the date of purchase and the next three payments are automatically taken bi-weekly. The down payment and subsequent three payments will also each be reflected as separate payment transactions in your PayPal activity and represent the actual repayments made towards your total purchase amount.

WHAT IS PAYPAL PAY IN 4? +

PayPal Pay in 4 is an interest-free loan that lets you split your total purchase of $30-$1500* into 4 payments, with the first payment due at time of purchase and subsequent payments due bi-weekly thereafter. It’s a great way to spread the cost of items over time and can help you manage your budget more effectively. Please note that Pay in 4 is a form of credit, so carefully consider whether you can afford the repayments.

*Pay in 4 is available to consumers upon approval for purchases of $30-$1,500. Pay in 4 is not currently available to residents of Missouri or Nevada. Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services.